Shall I hold a fundraiser every month? To the tune of $2,000/month, how much would you like to contribute this month? Next? To raise $2,000 a month I probably need to fundraise full-time and quit my job. Your suggestion is naive and unrealistic. What happens when people can no longer afford to help me out and my son developers serious complications that require more expensive treatments or hospital stays, what then?
So if government solutions are incredibly wasteful as a rule, let's just get rid of all government services and be done with it, including the military - we have militias, that should work out fine.
Ok, so you don't want government to pay for healthcare. Got it. How about regulating big pharma? Ever heard of Gleevec? A friend of mine developed Leukemia a few years ago, treatable by this 17 year old drug. The monthly cost is $14,000/month. A generic version just came on the market that's "only" $3,800/month. In Canada that same drug, by the same manufacturer costs $8,800 per YEAR.
If you're saying only healthy or rich people deserve to live in this country, you have zero compassion.